How long does the process take?

The Owner Occupied Home Repair Program employs a first come, first complete, first serve policy. The Application process will take approximately 60 days. The final approval process should take an additional 30 to 45 days (dependent upon how complete your application and documentation is at time of submission). Incomplete applications could cause these times to increase. The total process (including repairs) could take 6 to 12 months. We will continue to process applications until all of the funds have been encumbered.

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1. What is the Owner Occupied Rehabilitation Program?
2. Will I be required to pay this loan back?
3. Are there any properties that cannot participate in this program?
4. What is considered income?
5. Will be required to attend a Class?
6. How long does the process take?
7. How do I apply for assistance under this program?